The Right Step at the Right Time (Order of Business Operations: What Comes First?)

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In this episode of the Sunlight Tax podcast, I dive into the essentials of choosing the right business structure for anyone in self-employment, especially when it comes to forming an LLC or electing S-Corp status. I highlight why it's important to avoid unnecessary business formations and walk you through the proper order of business operations—reminding you that your business officially begins the moment you start advertising.

I also share practical tax advice, including how different structures impact your taxes, and offer tips on bookkeeping and protecting yourself with liability insurance. Whether you’re a new entrepreneur or already deep into running your business, this episode will help you assess your needs and make confident decisions about your structure. Understanding your options as a self-employed business owner can save you time, money, and headaches down the road.

Also mentioned in this episode:

00:00 Understanding Business Structures: LLCs and S-Corps

04:02 Order of Operations in Business

09:58 The Role of LLCs in Business

12:20 Understanding S Corporations

19:00 Final Thoughts on Business Structure and Operations

Takeaways

  • A lot of people form LLCs and S corporations when they're not necessary.

  • You want to be at the right level at the right time.

  • Don't take business advice from random people on the internet.

  • The moment you advertise is when your business starts.

  • Bookkeeping is a requirement for tracking income and expenses.

  • An LLC provides liability protection but is not always necessary.

  • Business liability insurance can be a cost-effective alternative to an LLC.

  • You do not need an S corporation until you reach a certain profit threshold.

  • Forming an S corporation too early can lead to unnecessary expenses.

  • Consult with professionals to understand local regulations regarding S-Corps.

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Links:

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

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Check out my program, Money Bootcamp

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What Small Business Bookkeeping is Actually For