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Healthcare Changes From the OBBBA: Expert Dr. Matthew Fiedler Explains
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In this episode of the Sunlight Tax Podcast, I talk with Dr. Matthew Fiedler about the new One Big Beautiful Bill Act—and what it could mean for your healthcare and taxes.
We break down how the government shutdown affects healthcare access, why there are major Medicaid cuts, and what trade-offs come with the new tax cuts. The conversation highlights the challenges faced by low and moderate-income individuals in accessing healthcare, especially in light of new administrative requirements and potential loss of coverage.
We also talk about what this means if you’re self-employed or run a small business. With shifting healthcare policies and tax laws, good bookkeeping and clear financial records matter more than ever.
Dr. Fiedler emphasizes the need for a more rational approach to healthcare financing and the importance of bookkeeping for self-employed individuals.
Listen and Subscribe Here
In this episode of the Sunlight Tax Podcast, I talk with Dr. Matthew Fiedler about the new One Big Beautiful Bill Act, and what it could mean for your healthcare and taxes.
We break down how the government shutdown affects healthcare access, why there are major Medicaid cuts, and what trade-offs come with the new tax cuts. The conversation highlights the challenges faced by low and moderate-income individuals in accessing healthcare, especially in light of new administrative requirements and potential loss of coverage.
We also talk about what this means if you’re self-employed or run a small business. With shifting healthcare policies and tax laws, good bookkeeping and clear financial records matter more than ever.
Dr. Fiedler emphasizes the need for a more rational approach to healthcare financing and the importance of bookkeeping for self-employed individuals.
Also mentioned in this episode:
01:46 Understanding the One Big Beautiful Bill Act
03:07 Impact of Government Shutdown on Healthcare
08:05 Overview of Healthcare Provisions in the Bill
09:30 Trade-offs in Tax Cuts and Healthcare Funding
12:20 Medicaid Cuts and Work Requirements
16:00 Navigating Medicaid for the Recently Unemployed
20:16 Cost-Shifting from Federal to State Medicaid Programs
25:29 Consequences for Low and Moderate Income Individuals
28:18 Changes in Marketplace Coverage Requirements
30:38 Implications for Self-Employed Individuals
If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.
Links:
Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.
Link to pre-order my workbook, Taxes for Humans: The Workbook
How OBBBA Changes Medicaid, Planned Parenthood, Health Subsidies and Access for Immigrants
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In this episode of The Sunlight Tax Podcast, I’m unpacking the One Big Beautiful Bill Act (OBBBA) and what its sweeping health care changes mean for real people and families. We’ll dig into how this new legislation affects Medicaid coverage, Planned Parenthood funding, and low-income immigrants, plus what’s changing for marketplace insurance subsidies and health savings accounts (HSAs).
I’ll also share key insights from an excellent healthinsurance.org article by Louise Norris, titled “One Big Beautiful Bill Act Brings Sweeping Changes to Health Coverage.” With her permission, I’ll be reading excerpts from that piece and you can find the full article linked in the show notes. It’s a must-read if you want a deeper understanding of how the One Big Beautiful Bill Act (OBBBA) could reshape American health care and insurance coverage in the years ahead.
Listen and Subscribe Here
In this episode of The Sunlight Tax Podcast, I’m unpacking the One Big Beautiful Bill Act (OBBBA) and what its sweeping health care changes mean for real people and families. We’ll dig into how this new legislation affects Medicaid coverage, Planned Parenthood funding, and low-income immigrants, plus what’s changing for marketplace insurance subsidies and health savings accounts (HSAs).
I’ll also share key insights from an excellent healthinsurance.org article by Louise Norris, titled “One Big Beautiful Bill Act Brings Sweeping Changes to Health Coverage.” With her permission, I’ll be reading excerpts from that piece and you can find the full article linked in the show notes. It’s a must-read if you want a deeper understanding of how the One Big Beautiful Bill Act (OBBBA) could reshape American health care and insurance coverage in the years ahead.
Also mentioned in this episode:
03:29 Health Care Provisions Overview
07:02 Medicaid Changes and Impacts
09:17 Planned Parenthood Funding
11:37 Subsidy Eligibility for Low-Income Immigrants
12:32 Impact of Subsidy Changes on Self-Employed
17:09 Health Savings Accounts and Marketplace Plans
If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.
Credit:
Key insights in this episode come from an excellent article by Louise Norris for healthinsurance.org, titled “One Big Beautiful Bill Act Brings Sweeping Changes to Health Coverage.” Shared with permission.
Links:
Article by Louise Norris published in healthinsurance.org: One Big Beautiful Bill Act brings sweeping changes to health coverage by Louise Norris
Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings
Check out my program, Money Bootcamp
Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.
Link to pre-order my workbook, Taxes for Humans: The Workbook
OBBBA Reveals Why Tax Laws for the 1% Happen, and A Solution
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In this episode of the Sunlight Tax Podcast, I’m diving into the One Big Beautiful Act, a major tax law that passed this summer. I found a great, nonpartisan article from the Tax Policy Center Urban Institute & Brookings Institution, and with the authors’ permission, I’m going to share it with you here. It’s called “When Tax Laws Defy Public Opinion: What OBBBA Reveals.”
The piece lays out the short-term wins of this law, but also the long-term effects on things like healthcare and our social safety net. What really struck me is the gap between what people want and what lawmakers actually do—and how much wealth drives those decisions.
For me, the big lesson is that we need to frame fiscal issues in ways that connect with the public, and ultimately, push for campaign finance reform to get legislation that reflects real public priorities.
Listen and Subscribe Here
In this episode of the Sunlight Tax Podcast, I’m diving into the One Big Beautiful Act, a major tax law that passed this summer. I found a great, nonpartisan article from the Tax Policy Center Urban Institute & Brookings Institution, and with the authors’ permission, I’m going to share it with you here. It’s called “When Tax Laws Defy Public Opinion: What OBBBA Reveals.”
The piece lays out the short-term wins of this law, but also the long-term effects on things like healthcare and our social safety net. What really struck me is the gap between what people want and what lawmakers actually do—and how much wealth drives those decisions.
For me, the big lesson is that we need to frame fiscal issues in ways that connect with the public, and ultimately, push for campaign finance reform to get legislation that reflects real public priorities.
Also mentioned in this episode:
01:05 Introduction to the One Big Beautiful Bill Act
02:34 The Societal Impact of the Tax Bill
04:44 Public Opinion vs. Legislative Action
07:29 Disparities in Wealth and Policy Preferences
10:31 The Importance of Campaign Finance Reform
If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.
Links:
Tax Policy Center Urban Institute & Brookings Institution Article: When Tax Laws Defy Public Opinion: What OBBBA Reveals
Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings
Check out my program, Money Bootcamp
Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.
Link to pre-order my workbook, Taxes for Humans: The Workbook
New Tax Bill: No Tax on Tips, No Tax on Overtime, and New Deduction for Seniors
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In this episode, I break down the One Big Beautiful Bill Act and what it means for taxpayers like you. I explain the campaign promises written into this bill—including the “no tax on tips” provision, the “no tax on overtime” benefit, and the new deductions available for seniors.
My goal is to help you clearly understand how these changes may impact your taxes, your income, and your financial planning. If you want to stay ahead of new tax laws and make the most of these opportunities, this episode is for you.
Listen and Subscribe Here
In this episode of the Sunlight Tax podcast, I break down the One Big Beautiful Bill Act and what it means for taxpayers like you. I explain the campaign promises written into this bill, including the “no tax on tips” provision, the “no tax on overtime” benefit, and the new deductions available for seniors.
My goal is to help you clearly understand how these changes may impact your taxes, your income, and your financial planning. If you want to stay ahead of new tax laws and make the most of these opportunities, this episode is for you.
Also mentioned in today’s episode:
03:13 Campaign Promises and Tax Deductions
06:15 Understanding the No Tax on Tips Provision
19:52 Exploring the No Tax on Overtime Provision
Takeaways
The One Big Beautiful Bill Act (OBBBA) was passed on July 2nd.
The bill includes several campaign promises related to tax deductions.
A new higher standard deduction for seniors is introduced.
The no tax on tips provision benefits higher income tipped workers.
Only qualified tips are eligible for the new deduction.
The no tax on overtime provision allows deductions for overtime pay.
The deductions expire in 2029, providing limited time benefits.
Tax equity is a significant concern with the new provisions.
The bill's provisions are retroactive to January 1, 2025.
If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.
Other Sunlight Tax podcast episodes about OBBBA:
Unpacking Trump’s New Tax Law: What You Need to Know About the One Big Beautiful Bill Act
Breaking Down Trump’s New Tax Law: Cars, New Loan Interest Deduction, and Expiring Energy Credits
New Tax Bill: Student Loans: New borrowing limits, changes to repayment plans
Links:
Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.
Link to pre-order my workbook, Taxes for Humans: The Workbook
Get your free visual guide to tax deductions
Breaking Down Trump’s New Tax Law: Cars, New Loan Interest Deduction, and Expiring Energy Credits
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In this episode, I dive into the new tax law called the One Big Beautiful Bill Act, focusing on two major updates: the car loan interest deduction and the expiring energy tax credits. I explain why understanding these new tax rules matters, especially if you’re considering a clean vehicle tax credit or planning energy efficiency improvements for your home.
With key deadlines approaching, I want to give you clear, actionable insights so you can maximize your tax benefits and make the most of these opportunities before they expire.
Listen and Subscribe Here
In this episode, I dive into the new tax law called the One Big Beautiful Bill Act, focusing on two major updates: the car loan interest deduction and the expiring energy tax credits. I explain why understanding these new tax rules matters, especially if you’re considering a clean vehicle tax credit or planning energy efficiency improvements for your home.
With key deadlines approaching, I want to give you clear, actionable insights so you can maximize your tax benefits and make the most of these opportunities before they expire.
Also mentioned in today’s episode:
01:00 Overview of the One Big Beautiful Bill Act
03:37 New Car Loan Interest Deduction
13:04 Expiring Energy Credits and Deadlines
Takeaways
The new tax law is called the One Big Beautiful Bill Act.
There are new deductions for car loan interest starting in 2025.
Tax credits for clean vehicles are expiring soon.
The deadline for clean vehicle tax credits is September 30th.
The car loan interest deduction is only applicable to new cars.
You must have the VIN number to claim the car loan deduction.
Energy efficiency improvement credits are also expiring soon.
The residential clean energy credit is set to expire in 2025.
Commercial vehicle tax credits are available for businesses.
If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.
Other Sunlight Tax podcast episodes about OBBBA:
Unpacking Trump’s New Tax Law: What You Need to Know About the One Big Beautiful Bill Act
New Tax Bill: No Tax on Tips, No Tax on Overtime, and New Deduction for Seniors
New Tax Bill: Student Loans: New borrowing limits, changes to repayment plans
Links:
Check out my program, Money Bootcamp
Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.
Link to pre-order my workbook, Taxes for Humans: The Workbook
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