THE SUNLIGHT TAX BLOG:

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

Link to pre-order my workbook, Taxes for Humans: The Workbook

Hannah Cole 9/16/25 Hannah Cole 9/16/25

The Real Cost of Accounting for Small Businesses and Why I Built Money Bootcamp

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This week on the Sunlight Tax podcast, I break down the biggest misconceptions about professional accounting services and explain why relying on tax preparation alone doesn’t give small business owners or creative entrepreneurs the full value they need. I talk about the importance of proactive tax planning, bookkeeping, and year-round financial strategy, and why high-quality accounting services can feel expensive but are worth the investment.

That’s exactly why I created Money Bootcamp, a comprehensive course package and bookkeeping setup training for freelancers, sole proprietors, and solopreneurs. It helps get you set up right for taxes, tracking the right things, and growing a giant pile of money without wasting your time.

The Real Cost of Accounting for Small Businesses and Why I Built Money Bootcamp, The Sunlight Tax podcast

Listen and Subscribe Here

This week on the Sunlight Tax podcast, I break down the biggest misconceptions about professional accounting services and explain why relying on tax preparation alone doesn’t give small business owners or creative entrepreneurs the full value they need. I talk about the importance of proactive tax planning, bookkeeping, and year-round financial strategy, and why high-quality accounting services can feel expensive but are worth the investment.

That’s exactly why I created Money Bootcamp, a comprehensive course package and bookkeeping setup training for freelancers, sole proprietors, and solopreneurs. It helps get you set up right for taxes, tracking the right things, and growing a giant pile of money without wasting your time.

Also mentioned in this episode:

01:00 Understanding the Value of Professional Accounting

02:19 Common Misconceptions About Accountants

03:43 What You Don't Get with Tax Preparation

06:55 The Costs of Quality Accounting Services

11:40 The Need for Accessible Financial Education

13:49 Money Bootcamp

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Links:

Join my free class on 9/17: Make Taxes Easier and Stash an Extra $152k in Your Savings

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

Link to pre-order my workbook, Taxes for Humans: The Workbook

Help article by Tara Siegel Bernard from the New York Times

Hannah Cole 9/9/25 Hannah Cole 9/9/25

Student Loan Updates: Borrowing Limits and Repayment Plans Under the New Tax Bill

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I’m diving into the One Big Beautiful Bill Act and how it impacts student loan borrowers. This new legislation introduces changes to borrowing limits, updates to repayment plans, and raises important questions for legacy borrowers still managing older loans.

If you’ve been wondering how these updates affect your education financing or what steps you should take to prepare, you’re in the right place. My goal is to provide clear explanations and practical resources so you can confidently navigate the new student loan rules under this tax law.

Student Loan Updates: Borrowing Limits and Repayment Plans Under the New Tax Bill , The Sunlight Tax Podcast Episode 166

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I’m diving into the One Big Beautiful Bill Act and how it impacts student loan borrowers. This new legislation introduces changes to borrowing limits, updates to repayment plans, and raises important questions for legacy borrowers still managing older loans.

If you’ve been wondering how these updates affect your education financing or what steps you should take to prepare, you’re in the right place. My goal is to provide clear explanations and practical resources so you can confidently navigate the new student loan rules under this tax law.

Also mentioned in today’s episode:

01:00 Introduction to the One Big Beautiful Bill Act

06:42 New Borrowing Caps and Repayment Plans

13:31 Navigating Legacy Borrower Challenges

Takeaways

The One Big Beautiful Bill Act is significant legislation to focus on.
New student loan borrowers will have only two repayment options after July 2026.
The SAVE program is ending, impacting many borrowers.
New lifetime caps on borrowing for education will be implemented.
Half a million borrowers may see increased payments due to changes.
Low and middle-income students may struggle with graduate school costs.
The RAP plan offers more flexible repayment options for borrowers.
It's crucial to stay informed through reliable resources and articles.
Navigating student loans requires careful consideration and action.

If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.

Other Sunlight Tax podcast episodes about OBBBA:

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This article on the NPR website, by Cory Turner

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

Link to pre-order my workbook, Taxes for Humans: The Workbook

Hannah Cole 9/2/25 Hannah Cole 9/2/25

New Tax Bill: No Tax on Tips, No Tax on Overtime, and New Deduction for Seniors

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In this episode, I break down the One Big Beautiful Bill Act and what it means for taxpayers like you. I explain the campaign promises written into this bill—including the “no tax on tips” provision, the “no tax on overtime” benefit, and the new deductions available for seniors.

My goal is to help you clearly understand how these changes may impact your taxes, your income, and your financial planning. If you want to stay ahead of new tax laws and make the most of these opportunities, this episode is for you.

New Tax Bill: No Tax on Tips, No Tax on Overtime, and New Deduction for Seniors

Listen and Subscribe Here

In this episode of the Sunlight Tax podcast, I break down the One Big Beautiful Bill Act and what it means for taxpayers like you. I explain the campaign promises written into this bill, including the “no tax on tips” provision, the “no tax on overtime” benefit, and the new deductions available for seniors.

My goal is to help you clearly understand how these changes may impact your taxes, your income, and your financial planning. If you want to stay ahead of new tax laws and make the most of these opportunities, this episode is for you.

Also mentioned in today’s episode:

03:13 Campaign Promises and Tax Deductions

06:15 Understanding the No Tax on Tips Provision

19:52 Exploring the No Tax on Overtime Provision

Takeaways

The One Big Beautiful Bill Act (OBBBA) was passed on July 2nd.
The bill includes several campaign promises related to tax deductions.
A new higher standard deduction for seniors is introduced.
The no tax on tips provision benefits higher income tipped workers.
Only qualified tips are eligible for the new deduction.
The no tax on overtime provision allows deductions for overtime pay.
The deductions expire in 2029, providing limited time benefits.
Tax equity is a significant concern with the new provisions.
The bill's provisions are retroactive to January 1, 2025.

If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.

Other Sunlight Tax podcast episodes about OBBBA:

Links:

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

Link to pre-order my workbook, Taxes for Humans: The Workbook

Hannah Cole 8/26/25 Hannah Cole 8/26/25

Breaking Down Trump’s New Tax Law: Cars, New Loan Interest Deduction, and Expiring Energy Credits

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In this episode, I dive into the new tax law called the One Big Beautiful Bill Act, focusing on two major updates: the car loan interest deduction and the expiring energy tax credits. I explain why understanding these new tax rules matters, especially if you’re considering a clean vehicle tax credit or planning energy efficiency improvements for your home.

With key deadlines approaching, I want to give you clear, actionable insights so you can maximize your tax benefits and make the most of these opportunities before they expire.

Breaking Down Trump’s New Tax Law: Cars, New Loan Interest Deduction, and Expiring Energy Credits

Listen and Subscribe Here

In this episode, I dive into the new tax law called the One Big Beautiful Bill Act, focusing on two major updates: the car loan interest deduction and the expiring energy tax credits. I explain why understanding these new tax rules matters, especially if you’re considering a clean vehicle tax credit or planning energy efficiency improvements for your home.

With key deadlines approaching, I want to give you clear, actionable insights so you can maximize your tax benefits and make the most of these opportunities before they expire.

Also mentioned in today’s episode:

01:00 Overview of the One Big Beautiful Bill Act

03:37 New Car Loan Interest Deduction

13:04 Expiring Energy Credits and Deadlines

Takeaways

The new tax law is called the One Big Beautiful Bill Act.
There are new deductions for car loan interest starting in 2025.
Tax credits for clean vehicles are expiring soon.
The deadline for clean vehicle tax credits is September 30th.
The car loan interest deduction is only applicable to new cars.
You must have the VIN number to claim the car loan deduction.
Energy efficiency improvement credits are also expiring soon.
The residential clean energy credit is set to expire in 2025.
Commercial vehicle tax credits are available for businesses.

If you enjoyed this episode, please rate, review and share it!
Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.

Other Sunlight Tax podcast episodes about OBBBA:

Links:

VIN decoder

Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed.

Link to pre-order my workbook, Taxes for Humans: The Workbook